Fixed Rates
| Term | Rate |
|---|---|
| 1 year | 2.99% |
| 2 Year | 2.79% |
| 3 Year | 2.89% |
| 4 Year | 2.99% |
| 5 Year | 3.04%** |
ARM Rates
| Term | Rate |
|---|---|
| 3 Year | n/a |
| 5 Year | n/a |
**Please contact your Director of Business Development for our quick close, ARM, and unpublished rates.
All interest rates are subject to change without notice
Canadiana Financial Prime Rate is 3.00%
Bank of Canada qualifying rate is 5.24%
For 65.01% – 75% LTV, for 4 and 5 year terms, add .20bps premium to rates
For 65.01% – 75% LTV, for a 3 year term, add .25bps premium to rates
Less than 65% LTV, for 4 and 5 year terms, add .15bps premium to rates
Less than 65% LTV, for a 3 year term, add .20bps premium to rates
For LTVs between 75% – 80% for 3, 4 and 5 year terms and all loans for 1 and 2 year terms, client pays MI premiums
Rate Guarantee: 90 Day for Purchases and 60 Day for Refinances and Transfers
Transfers: available for 3 year term or greater
CMHC owner occupied only
Pre-approvals not available
Not available in Quebec